The Risk Profile is designed to provide you with a high-level snapshot of the key customer attributes and risk indicators that will assist you in managing AML risk and applying the required due diligence: Customer Due Diligence (CDD) or Enhanced Due Diligence (EDD).
Once a screening is complete or customer details are updated, SwiftDil automatically updates the corresponding customer Risk Profile.
The more information you provide about a customer, the richer and the more accurate the corresponding Risk Profile will be.
Example request:
curl -X GET https://sandbox.swiftdil.com/v1/customers/{customer_id}/risk_profile \
-H 'Authorization: Bearer you_token' \
-H 'content-type: application/json'
Example response:
{
"profile": {
"politically_exposed": true,
"disqualified_director": false,
"watchlist_entity": true,
"relative_or_close_associate": false,
"adverse_media_exposed": false,
},
"risk": {
"political_exposure": "HIGH",
"occupation": "MEDIUM",
"country": null,
"relationship": null,
"watchlist": "HIGH",
"overall": "HIGH"
},
"last_trigger": "CUSTOMER_SCREENING",
"last_updated": "2018-02-09T00:14:08.793Z",
}
Please refer to the API Reference for further information regarding Risk Profile API.